Ehsibha EHSIBHA
Ehsibha — arabic for “do the math”

Run the numbers before you commit.

Four free calculators for the decisions that actually move your budget — buying vs. renting, which car really costs less, and whether solar pays for itself. No signup, no guesswork.

the toolkit

Four decisions, four calculators.

Each one is a self-contained tool — open it, enter your own numbers, and see the full breakdown. Nothing is saved or sent anywhere.

Property Costs & Benefits

Weigh buying against renting — mortgage, fees, service charges, and appreciation, laid out side by side so you can see the real monthly cost, not just the headline price.

buy vs. rent total cost break-even year
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Car Cost of Ownership

Compare cars the way your bank account feels them — fuel or charging, insurance, depreciation, and upkeep — instead of just the sticker price.

fuel vs. EV 5-yr depreciation running costs
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Solar Water Heating

Size a solar water heater for your household — tank capacity, collector area — and see the payback period against your current electric bill.

tank sizing payback period annual savings
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Solar PV Estimation

Estimate panel count, system size, and expected bill offset from rooftop solar — sized to your home or business’s own consumption.

system size (kWp) bill offset ROI timeline
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01 — pick a tool

Choose your decision

Buying a home, choosing a car, or considering solar — each calculator is built around one real decision, not a generic form.

02 — enter your numbers

Use your own figures

Rent, fuel prices, roof size — whatever the tool asks for is yours to fill in. Defaults are there to guide, not to guess for you.

03 — see the math

Get the full breakdown

Every tool shows its working, not just a final number, so you can see exactly where the total comes from.

further reading

A few things worth knowing first.

Short explainers behind the numbers — read before you run the calculators, or after, to sanity-check what you got.

Solar PV Cost and Savings: 7 Key Factors

Sunlight, system size, degradation, electricity prices — the variables that actually decide whether solar pays off.

Read article →

Sizing, Efficiency & Payback

How much hot water your household really needs, and why getting the tank size right changes the payback.

Read article →

The Chessboard That Bankrupted a King

A grain of wheat, doubled 64 times — the old story behind why compounding gets out of hand fast.

Read article →